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Best Identity Theft Protection Services Of May 2025

Consumers lost $56 billion to identity fraud in 2020 alone. Identity theft protection services can help you spot fraud fast, recover stolen identities and offer up to $1 million in insurance.

Identity theft is becoming increasingly more sophisticated, there were 13 million victims of identity fraud in 2019, according to a 2020 report from Javelin Strategy & Research. If successful, a criminal can use your identifying information to open credit accounts, file a tax return or assume your identity in its entirety.

Identity theft protection services can help you spot potential fraud early and assist you in restoring your identity. These services monitor your personal information, credit files and the web, alerting you to any suspicious or fraudulent activity. Most of these services also come with insurance, which helps you recoup expenses associated with resolving identity theft.

With so many providers out there, it can be hard to figure out which has the best Identity Theft Protection for you. Here is where we come in. We've aggregated all the most reputable reviews on the web and narrowed down your choices to the top 3 Identity Theft Protection according to the most up-to-date market consensus.

Compare the Best Identity Theft Protection Services

Aura
Identity Guard
IdentityForce
Metascore:
4.67 star
4.52 star
4.51 star
Insurance Coverage:
Up to $1 Million
Up to $1 Million
Up to $1 Million
Price per Month (Individual):
$12
$8.99 / $19.99 / $29.99
$17.99 / $23.99
Price per Month (Family):
$37
$14.99 / $29.99 / $39.99
$2.75 per child
Identity Monitoring:
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Credit Monitoring:
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3-Bureau Monitoring:
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Identity Restoration:
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Trial Available:
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Family Plan:
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Mobile App:
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Full Review:

Best Overall: Aura

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4.67
METASCORE help
The Metascore is the average score distilled from dozens of reviews from the most reputable news source, which most accurately represents the market consensus.

Aura offers an all-in-one digital security solution combining financial, identity, and device protection for the entire family. It provides extensive monitoring of your information, including credit monitoring, financial transactions monitoring, dark web monitoring, and SSN and ID authentication monitoring. You get near real-time alerts any time there are inquiries to your credit file to keep your family protected from potential threats.

PROS

  • Credit monitoring and real-time credit inquiry alerts across the 3 major bureaus
  • VPN, antivirus software, and password manager on all plans
  • 24/7 U.S.-based case managers and customer service
  • 60-day money-back guarantee on annual plans

CONS

  • Individual plans not as affordable as competitors'

Best Features: Identity Guard

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4.52
METASCORE help
The Metascore is the average score distilled from dozens of reviews from the most reputable news source, which most accurately represents the market consensus.

Identity Guard is a rock of an identity theft protection agency. By this, we mean it is solid protection, unwavering, and backed by the most reliable and resilient technology available to date. That's because Identity Guard is powered by IBM Watson, the state-of-the-art artificial intelligence robot that provides up to the minute data protection, 24/7 surveillance, and instant alerts. That's some impressive protection.

PROS

  • Artificial intelligence scans millions of articles daily to detect possible identity theft
  • Safe browsing tools provide security when shopping, banking, or paying bills online
  • Monthly Vantage credit score from TransUnion with Ultra Plan

CONS

  • Does not offer a specific computer tool package
  • Only provides credit reports on an annual basis

Best Comprehensive Protection: IdentityForce

View Plans
4.51
METASCORE help
The Metascore is the average score distilled from dozens of reviews from the most reputable news source, which most accurately represents the market consensus.

IdentityForce is an identity theft protection agency that has more than 40 years of experience doing just that. After 4 decades, IdentityForce has definitely earned a name for itself, building a client base of more than 1M businesses and individuals and winning numerous awards, including Editor's Choice from Tom's Guide, the Gold Globee Award in information technology/security, and the People's Choice Stevie Award for favorite new product.

PROS

  • Provides extensive identity protection, including less common features like a junk mail opt-out
  • Social media identity monitoring is included in the basic plan
  • The UltraSecure+Credit plan offers a credit score simulator

CONS

  • Only two plans are offered
  • There are no refunds for members who cancel the service

Frequently asked questions

What are the most common signs of identity theft?

According to the Consumer Financial Protection Bureau (CFPB), some of the most common signs of identity theft include not getting your bills in the mail, seeing withdrawals from your bank account you cannot explain and debt collectors calling you about debts that are not yours.

Do identity theft companies help me monitor my credit score?

Some identity theft companies do include credit monitoring and credit scores in their service plans, although you should check to make sure. Also note that some providers only monitor one of the credit bureaus instead of all three, which may not give you the complete picture of any fraudulent activity.

Why do I need identity theft insurance?

With identity theft insurance included in your plan, you will be reimbursed for financial losses up to your coverage limits if you are a victim of identity theft. Many ID theft plans offer up to $1 million in coverage for reimbursement of funds due to identity theft.

What steps can I take to protect my identity online?

There are a number of steps you can take to safeguard your identity when you use the internet. Some of the best steps include updating your software frequently, never giving out your personal information, creating unique passwords no one can guess and setting up multi-factor authentication when possible.

What should I do if my identity is stolen?

If your identity is stolen, you should head to the identitytheft.gov website right away. This website will ask you some basic information and help craft a recovery plan with your next best steps. Based on your situation, your next moves could include calling companies where the fraud occurred, reporting the identity theft to the FTC and filing a police report. If you have an identity theft protection plan, the company representatives will help you with each of these steps.